🔔 Alarms, Sensors and the Monthly Bill

A Siren at Three
Is Not Security.

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An alarm does not stop anybody. It tells you something has already started, and then it makes a great deal of noise about it. That is worth having — but it is a different thing from the deadbolt, the bar and the lit driveway, which are what let you go to sleep in the first place. This page is about which of the two your money is actually buying, what the monthly bill comes to over ten years, and the part nobody mentions at the till: that your own town may already have decided how many times the police will come.

🔔 What a Siren Is🎛️ The One Decision💵 The Ten-Year Cost📋 Permits & Fines🔌 When the Power Goes🔑 Arming It🚪 What the Parts Do🔕 With No Bill At All📋 Buy It at 50

🔔 Start by Being Honest About What a Siren Is

A siren going off at three in the morning is not security. It is an intrusion.

Think about what has to have already happened before you hear it. Somebody is through the window, or across the threshold, or standing in your kitchen. Every part of the arrangement that was meant to keep him outside has finished its work and lost. What the siren does is inform you of the result.

That is not nothing, and this page is not an argument against alarms. Noise genuinely does send people out of houses. A man who has been quiet for two minutes and is suddenly the loudest thing on the street has lost the only advantage he came with. But the ordering matters, because ordering is how you decide where the money goes.

The hardware is what stops it happening. The electronics tell you that it is happening. You sleep on the first kind. You get woken up by the second. Both are worth owning, and almost everybody buys them in the wrong order — because four dollars of long screws has nobody advertising it, and the alarm comes with a website, a van and a man on the telephone.

So the rule this page runs on: fit the hardware first, and then decide what you want the electronics for. The deadbolt with four-inch screws behind it, the bar on the basement door, the lit driveway, the thorny planting under the windows — all of that is on the security page and none of it costs a monthly bill. Get that done and the alarm becomes a considered purchase rather than the whole plan.

🎛️ Monitored or Self-Monitored — Everything Else Follows From This

There is really only one decision here, and every other question is downstream of it. When a sensor trips, who does something about it?

Self-monitored means your telephone buzzes. You look at it, you decide, and if it needs calling in you call it in yourself. There is either no monthly bill or a small one.

Professionally monitored means somebody at a desk in another state sees it first. They ring you. If you do not answer, or if you answer and say the word, they call your police department for you.

Now, the case for paying is not the case the advertising makes. The advertising is all burglars. The real case is quieter than that and it is a good one.

You are buying somebody who acts when you cannot. Asleep. In the shower. Out at the shops. In hospital, with the house standing empty for eleven days. Telephone charging in the other room on silent because that is where the socket is. Or — and this is the one worth sitting with — the alarm going off is the smoke detector, the house is filling, and you are inside it and not in a position to be dialling anybody.

That is a real argument, and it gets stronger every year rather than weaker. It is not an argument about crime at all. It is an argument about the fraction of the year in which you are not the person who can make that telephone call, which at seventy-five is simply larger than it was at forty-five.

And the honest case against

If you are at home most of the day and most of the night — which describes a great many retired people — then you are already the monitoring station, and you are faster than one, because you are in the building. The paid service is buying you the hours you are away or unable, and you should have a rough idea how many of those there actually are before you commit to paying for them every month for the rest of your life.

There is also a middle option that nobody sells, because there is no money in it. Give a key and your mobile number to two neighbours, and take theirs. That is a monitoring service with a response time of about ninety seconds and a cost of nothing. It will not call the police for you at four in the morning. It will handle the other three hundred and sixty other things, and it is the single most underrated line on this page.

💵 Price It Over Ten Years, Not Per Month

Everything sold by subscription is quoted by the month, and it is quoted by the month for a reason. Thirty-odd dollars is a nothing number. It is a takeaway. It does not feel like a decision.

So do what you would do with any other purchase this size and put a real number on it. As of the spring of 2026, one industry tracker put the average professional monitoring plan at a little over thirty-two dollars a month and the average equipment package at about three hundred and thirty. Thirty-two dollars a month is roughly three thousand nine hundred dollars over ten years, on top of the box.

That is the number to hold in your head. Not because it is too much — it may very well be worth it to you — but because four thousand dollars is a decision and thirty-two dollars is not, and it is the same money.

And the price is not fixed, even where the contract is. One of the best-known DIY brands has moved its basic plan from about fifteen dollars to about twenty-three, and its middle plan from about twenty-five to about thirty-three, with existing customers told by email before the change landed. "No contract" cuts both ways: you are free to walk out, and they are free to reprice you. Whatever the ten-year figure is when you sign, assume it is the floor.

Do not take a monitoring price off this page, or off any review site, including the ones that look official. We went looking while writing this and found five different current prices for the same plan from five different sites, none of them the company's. Get the number from the company's own website in the week you are actually buying, and then multiply it by a hundred and twenty.

It is worth knowing what the other four thousand dollars buys, if only so the comparison is in front of you. Long screws and reinforced strike plates on every exterior door. A bar for the basement door. Security film on the ground-floor windows. Two motion floodlights. A camera that records to a card with no subscription at all. Wedge alarms for every door and contact chimes for every window. All of it, everywhere in the house, once — and you would still have most of the money left.

That is not an argument against paying for monitoring. It is the argument for knowing which of the two you are choosing, instead of drifting into the one with the direct debit attached.

📋 The Permit, the Fines, and the Words "No Police Response"

Here is the part nobody mentions at the till, and it is the part that decides whether the money you just spent does what you think it does.

Most towns require you to register an alarm system, and most of them fine you for false ones. Not the company — you.

The reason is a number that will surprise you. Fairfax County, Virginia puts the share of alarm calls that turn out to be false at between ninety-five and ninety-eight per cent. Seattle has put it above ninety-eight per cent, and reports that of roughly thirteen thousand burglary alarm calls in a recent year, fewer than four in a hundred were confirmed to involve a crime that produced an arrest or a written report. Los Angeles police handle six or seven thousand alarm calls a month and put the false share above ninety per cent.

Read that again from the point of view of the officer being dispatched. Ninety-odd times out of a hundred, it is a cat, a balloon, a door left ajar, a flat sensor battery, or somebody's grandchildren. So towns did the obvious thing and started charging.

  • Escalating fines. Houston gives a permit holder three free false burglar alarms in a rolling twelve months, then charges fifty dollars for the fourth and fifth, seventy-five for the sixth and seventh, and a hundred each after that. Winston-Salem, North Carolina, allows three, and charges five hundred dollars each once you pass ten.
  • Penalties for having no permit at all. Houston assesses a non-permitted residential alarm around a hundred and seventeen dollars per incident, before any false-alarm fine on top.
  • Limits on how long the siren may sound. Winston-Salem forbids an audible alarm running more than twenty minutes. Beaverton, Oregon, gives itself the power to disable a system sounding more than fifteen minutes with nobody available to shut it off.

And then there is the one that actually matters, and it is the reason this section exists. They can stop coming. Houston revokes the permit and provides no police response after the seventh false burglar alarm. Winston-Salem places an address on "No Police Response to Burglar Alarms" after nine. Your alarm can be, quite legally and quite formally, a noise that the police department has already decided to ignore. Hold-up, panic and duress alarms are still answered — but the burglar alarm you are paying for every month is not.

None of that is an argument against having one. It is an argument for finding out what your own town does before you buy, and for treating a false alarm as a fault to be fixed rather than an annoyance to be lived with.

One phone call, three questions

Ring your police department's non-emergency number and ask: Do I need a permit for a burglar alarm? What does a false alarm cost me? And after how many do you stop coming? Five minutes, and it will tell you more about what an alarm is worth at your address than any review site will.

While you have them, ask one more, because it is worth real money to this audience and hardly anybody knows it exists. Some towns waive the permit fee for older residents. Beaverton exempts residential users aged sixty-five and over from the annual fee entirely — they still file the application, they simply do not pay for it. That will not be true everywhere. It costs one sentence to find out whether it is true where you live.

🔌 What It Does When the Power Goes Out

This site spends a great deal of its time on what happens when the electricity stops, so it would be strange to skip it here — particularly since the days after a storm are exactly when empty houses, dark streets and distracted police departments all arrive at once.

There are two separate questions and people run them together. Does the box still have power, and can the box still talk to anybody?

Power is the easy half. Almost every modern panel has a battery in it, and the usual figure is somewhere between four and twenty-four hours depending on the model and on how old the battery is. Call it a night. It is not a hurricane, and it is certainly not the four days after one.

Talking is where the real differences are, and it is worth knowing which of these you have bought:

  • Cellular. The panel has its own SIM card and reaches a mast the way your telephone does. A local power cut does not touch it as long as the panel battery holds. This is the one that works, and on most systems it lives on a paid tier — which is worth knowing, because it means "I self-monitor to avoid the fee" and "my alarm still works in an outage" are often the same decision pointing in opposite directions.
  • Wi-Fi or internet only. Your router goes down with the power, and everything outside the house goes quiet with it. The siren still sounds in the room. Nobody's telephone buzzes, and no monitoring station hears a thing.
  • A "landline" that runs through the internet box. Millions of houses now have one of these and think of it as a phone line. It is not. It dies with the power exactly like the router does, because it is the router.
  • An actual copper telephone line carries its own low voltage from the exchange and will generally keep working when your house is dark. Which was a fine arrangement, and is why alarms were built this way for forty years. Most people no longer have one. The disappearance of the copper line is the single reason cellular backup went from a luxury to the thing that makes the system function at all.

The cheap repair, if you are self-monitoring over Wi-Fi and do not want a monthly bill: put a small uninterruptible power supply under the router. Thirty minutes of desk-size battery keeps the router, the panel and the cameras talking for a few hours instead of zero, and it costs less than three months of monitoring.

🔑 A System You Do Not Arm Is Worth Nothing

This is the same rule as the bar you never drop and the deadbolt you never turn, and it is the one that quietly wastes more money than any other mistake on this page. The most common failure of a home alarm system is not that it was defeated. It is that it was switched off.

People stop arming them for entirely reasonable reasons. The dog sets it off. You got fined twice. The grandchildren came for the weekend and nobody could remember the code. Or the plain one: you cannot reliably get from the door to the keypad and enter four digits in thirty seconds with shopping in both hands, so the third time it shrieks at you, you stop turning it on.

Design against that on the day it goes in, not in five years:

  • Put the keypad by the door you actually use. Almost everybody has the keypad at the front door and comes in through the kitchen or the garage, every day, for years.
  • Set up a one-button night mode — doors and windows watched, motion sensors off. This is the mode that matters most in this house, because you are home and asleep, and it is the mode that lets you get to the bathroom at two in the morning without waking the street.
  • Zone the dog out. If the dog sleeps in the back room, that room's motion sensor comes off the night circuit. A system that shouts at the dog will be off within a fortnight.
  • Practise the disarm with the lights off, the way you would practise anything else you might have to do half asleep and frightened. Everybody in the house, once.

The sign does a job the siren does not

Worth saying plainly, because it cuts both ways. In the Charlotte study of over four hundred convicted burglars — funded, and we say so every time we cite it, by the alarm industry's own research foundation — about eighty-three per cent said they tried to work out whether there was an alarm before going in, and around sixty per cent said they would go and find a different house if they found one.

Notice what that means. Nearly all of that deterrent value is delivered by the evidence of a system, standing in the flowerbed, in daylight, before anything happens. It is delivered by the sign and the sticker and the little box on the wall. It is not delivered by the siren, which only ever speaks after the decision has already been taken.

Which leads to the question people ask quietly and are usually given a dishonest answer to: can you just buy the sign? Yes. It is a few dollars, and on the evidence above it does most of the deterrent work. And it does nothing else whatsoever. It does not wake you, it does not call anybody, it does not know your smoke detector went off, and it is not there at all on the night somebody comes anyway. Buy it if you understand you are buying a bluff. Buy it as well as, and it is the cheapest thing you will ever add to a real system.

And check your own local code before any of it goes in. Alarm permits are only the start of it. Hard-wiring a panel or a siren, running low-voltage cable through walls, fitting a smoke or carbon monoxide detector to a monitored system, and recording audio are all governed somewhere, and the rules differ by state, county and town. Renters, condominium owners and anybody in an HOA have a second set on top. Ask the building department and read the lease before you buy, not after.

🚪 What the Parts Actually Do

The catalogues make this sound complicated and it is not. There are five or six things and each one does one job.

  • Door and window contacts. Two pieces of plastic that know when they are no longer touching. Cheap, tiny batteries, and the workhorse of the whole system. Every exterior door gets one. And the walkout basement door and the basement windows get one each, because that is the part of the house nobody upstairs will ever hear.
  • Motion sensors. One well-placed sensor in the hallway that everything has to pass through is worth six scattered around rooms. Ceiling corners, pointed across the route rather than at a window — sunlight moving on a floor sets off more of these than burglars do.
  • Glass-break sensors. They listen for the frequency of breaking glass rather than for the window opening, which matters for the big fixed panes that no contact can protect. One covers a room.
  • Smoke and carbon monoxide on the same system. This is where monitoring earns its keep more clearly than anywhere in the burglar half of the page, and it is the part the advertising undersells. A monitored smoke detector calls the fire service whether or not you are conscious, and whether or not you are at home — which also covers the house with nobody in it and a fridge on a bad circuit.
  • The panic button. A key fob or a bedside button. Worth two things: it works without you finding a telephone, and in towns that suspend police response to false-plagued burglar alarms, hold-up and panic alarms are still answered. It also does the medical job that a separate pendant does, if the plan includes it — ask, because plans differ.
  • Water and freeze sensors. Ten or fifteen dollars each under the water heater, behind the washing machine and under the kitchen sink. Statistically these are the ones most likely to save you actual money, and no burglar is involved.

If you have cameras already, they are a separate question from the alarm and should stay one. A camera tells you what is happening. An alarm makes something happen. Buying one under the impression that you have bought the other is the most common muddle in this whole category.

🔕 The Version With No Bill At All

Plenty of people read all of the above and land on "no subscription", and that is a legitimate answer rather than a cheapskate one. Here is what that looks like assembled properly, for well under a single year of monitoring.

  • A wedge alarm under each exterior door. Twenty dollars, a nine-volt battery, and genuinely painful to stand next to. It braces the door and screams at the same time.
  • Contact chimes on ground-floor and basement windows. A few dollars each, no wiring, no hub.
  • A camera that records to a card, so you can look, review and download without paying anybody monthly.
  • A driveway alarm if you are set back from the road — a chime indoors when something comes up the drive, which is the earliest warning available to anybody at any price.
  • The yard sign and the window stickers. See above. It is a bluff and it works on the people who were choosing between your house and another one.
  • A charged telephone on the bedside table, which is the part of every plan on this page that actually summons help.

Be clear about the gap you are accepting. That collection covers the burglar tolerably well. It does not cover the fire when you are asleep in it, and it does not cover the night you are not in a position to pick the telephone up. Those two are what the monthly bill is really for. If you decide they are worth thirty-odd dollars a month, that is a sound decision. If you decide they are not, that is also a sound decision — but make it on purpose, knowing which two things you have set aside.

📋 Why This Belongs on the Fifty List

Because this is the category where the money most easily goes to the wrong half of the problem, and it goes there quietly, thirty dollars at a time, for twenty years.

The things that decide whether somebody gets into your house are physical and they are cheap and they are one-time. Screws long enough to reach the framing. A bar on the door that nobody upstairs can hear. A light that comes on when something moves. Something thorny under the window that is going to be there whether or not anybody remembered to set anything.

The electronics do a different job, and it is a real job: they tell you, and they tell somebody else, and on the one night it counts that head start is the whole difference. Buy them for that. Buy them knowing what your town will and will not do about them, what they cost over a decade, and what happens to them when the power goes.

And buy them at fifty or sixty rather than at eighty, for the same reason as everything else on this site — because installing sensors, learning a keypad and choosing where the panel goes is a pleasant Saturday now, and it is somebody else's decision made on your behalf later.

A siren at three in the morning is not security. The security was fitted months earlier, in daylight, with a screwdriver. The siren is only how you find out it was needed.

What This One Buys You

Knowing which half of the problem your money is solving.

The hardware is what stops it happening and it costs you once. The electronics tell you it is happening and they cost you every month for the rest of your life. Both are worth owning. Buying them in the right order is the whole of the skill.

Why every page on this site is on the same list β†’

General Information Disclaimer: This page is general educational information about home alarm systems, with affiliate links (we may earn a commission at no extra cost to you). Nothing here is legal, security or law-enforcement advice, and no alarm system prevents crime or guarantees anyone's safety. Prices, plans and municipal alarm ordinances change constantly and vary enormously by town — confirm any price with the company and any permit or false-alarm rule with your own police department before you rely on it. If you believe a crime is happening, call 911. Codes and local laws vary enormously. Building codes, electrical and plumbing codes, permit requirements and local ordinances differ by state, county and town, and they change. Check with your own building department, and with your landlord, HOA or insurer where they apply, before installing, altering or removing anything described here. Full disclaimer β†’