E-Sign Consent

This notice is provided under the federal Electronic Signatures in Global and National Commerce Act (E-SIGN Act). It explains your agreement to receive records from us electronically instead of on paper.

Who This Applies To

Most visitors read this Site without ever giving us information. This consent matters only if you send us something — a message through our contact page, an inquiry about advertising, or any agreement you enter into with us, such as the Advertiser Agreement Accessibility E-Sign Consent Editorial Standards Corrections Do Not Sell My Information.

Your Consent

By using this Site to submit information to us, or by entering into any agreement with us electronically, you consent to receive all related records, notices, disclosures, and agreements electronically — by email or by posting on this Site — rather than on paper. You also agree that your electronic signature, including clicking a button marked “I agree,” “Submit,” or similar, has the same legal effect as a handwritten signature.

Hardware & Software You Need

To access and retain electronic records, you need:

A device with an internet connection and a current web browser
A valid email address that you check and keep current with us
Software able to display HTML and PDF documents
The ability to print or save the records you wish to keep

If our requirements change in a way that creates a material risk that you could not access or retain your records, we will notify you and give you the chance to withdraw consent without penalty.

Requesting a Paper Copy

You may request a paper copy of any record we have provided you electronically. Use our contact page and identify the record. We do not charge for this.

Withdrawing Consent

You may withdraw your consent to electronic records at any time by contacting us. Withdrawal takes effect only after we have had a reasonable opportunity to act on it, and it does not affect the validity of records provided before it took effect. If you withdraw consent, we may be unable to continue providing certain services electronically.

Keeping Your Information Current

It is your responsibility to give us a valid email address and to tell us promptly if it changes. Records sent to the address you last gave us are treated as delivered.